8 Smart Ways to Save Money this Fall

My best tips for how to save money fast this fall! From shopping local to making your own pumpkin spiced lattes, to having “no spend” weekends, these are my best ideas for frugal living, my best money saving hacks!

Fall is my absolute favourite season! From the changing colours to warm delicious drinks, scented candles, and my daily wardrobe changing to cozy sweaters and jeans, this season makes me SO happy. I’ve found that when I feel happier, I tend to spend more money. Unless I make a conscious effort to watch where my money’s going, it can end up being spent on way too many seasonal lattes and spontaneous dinners out. If you’re like me, take a look at some of the best ways to save money this fall!

1. Pay Yourself First

This is a rule that should go for all-year round, but if you haven’t started paying yourself first, fall is the perfect time to start! Every time you get paid, pay your savings account first. Everybody should be saving for the future, and this should come before impulse buys. A quote I recently heard and now live by is “Don’t save what’s left after spending, spend what’s left after saving.” Right now I’m saving up to invest in something I’m SO passionate about and excited for. I can’t wait to share more with you guys, but having something I’m excited to invest in has helped me make sure I pay myself first and foremost!

2. Batch Cook Your Meals with Market Goods

Fall is the perfect time to visit your local farmer’s market and stock up on local goods! Shopping local is usually more affordable than going to the grocery store, and the food will always be more fresh and flavourful. Once you’ve stocked up at the local market, spend an open weekend day batch cooking a few meals to freeze. This will ensure you have lunches to bring to work and quick dinners on crazy nights when you’d usually eat out. A few ideas for meals to batch make? Check these ones out below:

1. Sweet Potato Black Bean Chili | Alida’s Kitchen

2. Teriyaki Chicken Casserole | Life in the Lofthouse

3. Southern Baked Macaroni and Cheese | Basil & Bubbly

4. Beef Enchiladas | Recipe Tin Eats

5. Easy Chana Masala | Minimalist Baker

3. Make Your Own Pumpkin Spiced Drinks

Fall is the quintessential pumpkin-spiced-everything season, but grabbing a latte from your favourite cafe everyday can do major damage to your wallet. Lattes are usually at least $5, so you can easily spend upwards of $100 just on fall drinks each month! Instead, make your own pumpkin spiced drinks at home! We have a milk steamer to make homemade lattes, but there are tons of pumpkin spiced teas and coffee recipes you can whip up!

1. The Best Homemade Pumpkin Spiced Latte | Inspired Taste

2. Crockpot Pumpkin Spiced Latte | Thriving Home

3. Simple Pumpkin Spiced Coffee | The Conscious Dietician

4. Dairy Free Pumpkin Spice Coffee Creamer | Fooduzzi

4. Give Yourself a Weekly Budget

It’s so easy to spend money when you don’t watch/know where your money is going. Creating a weekly budget is one of the best things you can do to save money this fall. A really good idea I saw somewhere is to actually withdraw the money you budget for your daily life out of the bank each week. It’s much easier to spend without realizing it when you use your debit card, so try this trick to keep you on track!

5. Go Apple/Pumpkin Picking

Apple/pumpkin picking is one of my favourite fall activities and it’s super cheap! Grab some friends or head to an apple/pumpkin farm with your significant other. They often have markets, hay rides, corn mazes and other fun activities you can do as well. Use the apples to whip up apple crumble and pies throughout the fall season! 

6. DIY Your Halloween Costume

You may not trick-or-treat anymore, but if your friends still host Halloween parties like mine do, you need to think about Halloween costumes. Instead of buying an expensive costume that you’ll probably never wear again, DIY your own Halloween costume. Some costumes I’ve DIY’ed in the past? Skittles, Sailor scouts, and my all time fave- Hungry Hippos!

7. Try a “No Spend” Weekend

Weekends always give you tons of reasons to spend money. From going out to brunch, to grabbing drinks with friends, spontaneous weekend getaways and so much more, weekends and wallets don’t get along. I’m not saying you should never do these things – we gotta live our lives! – but every few weekends (or as much as you can) try to have a “no spend” weekend. Make your meals at home with food you have, do free activities like having park days, skip alcohol, don’t go shopping, and plan to have friends over for some Netflix binging.

8. Prep for Holiday Spending

Holiday spending can be a big stress for a lot of people, so it’s always good to be prepared. This fall, be proactive and create a list of things you’ll need to spend on this upcoming holiday season. Think about everyone you’ll need to get presents for, any holiday hosting you’ll be doing, and any travels you’ll be going on. Write up a realistic budget and start your holiday savings now! Also think about how you can save on costs by DIY-ing gifts that you can give your family and friends rather than buying them something pricey. Here are a few awesome ideas:

1. Buttermilk Shake and Pour Pancakes | Skip to My Lou

2. Grapefruit Rosemary Bath Salts | Homey Oh My

3. Custom Candles | Apartment Therapy

4. Caramel Apple Butter | It’s Always Autumn

5. Lavender Soap | Life as Mom

If you’re wondering how to save money this fall, try these money saving tips! And if you have any more tricks, let me know in the comment section!

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 My best tips for how to save money fast this fall! From shopping local to making your own pumpkin spiced lattes, to having “no spend” weekends, these are my best ideas for frugal living, my best money saving hacks!

And don’t forget to say hi on Pinterest & Instagram

September 18, 2018



  1. Reply

    Norma Linnet

    September 30, 2018

    Hi Kate! This is such a great post, full of very useful ideas.

    It’s been a long time since I don’t spend any money at the weekends. Since I work during the week, I devote Saturdays and Sundays to blogging, so I stay in and don’t spend money at all. This is a good method to save money, and at the end of the month you appreciate it so much!

    I’ll try to buy at the local market, too. As you say, the food there is definitely cheaper and healthier.


    Norma. XX

    • Reply


      November 12, 2018

      Thanks so much Norma! Sounds like you have a good system for saving money in place, I love it!! I hope you’re having a great fall season! Xoxo